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Business Subsidy Calculator
Looking to enhance your team’s skills? Complete this quick 5-minute quiz to find out how much your company could save with our Business Subsidy Calculator. You'll receive an instant summary of your total workforce training costs, after applying all eligible enterprise subsidies!
Fill up all the questions with our Business Subsidy Calculator
Disclaimer: This calculator provides an estimate of how SSG training subsidies can help reduce course fees. Please note that the final course fees may vary from the estimated amount. For a precise cost breakdown, we recommend speaking with our Course Consultants.
Maximize your training budget with our easy-to-use Business Subsidy Calculator. In just a few clicks, discover how much funding your company can receive for WSQ, IBF, and other government-supported courses at Aventis. Whether you're planning for a small team or an entire department, our calculator provides a quick and accurate estimate, helping you make informed decisions and unlock cost-effective upskilling opportunities tailored to your business goals. No guesswork, no hassle, just clear insights to help you invest in your workforce with confidence.
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Frequently Asked Questions
Use this quick calculator to estimate your company’s net course fees after applying government subsidies like SSGfunding, Enhanced Training Support for SMEs, and the SkillsFuture Enterprise Credit (SFEC).
This calculator factors in:
- SSG baseline funding (50%–70%, based on employee age)
- Enhanced Training Support for SMEs
- SFEC (up to 90%, if eligible)
To qualify as an SME under SSG’s Enhanced Training Support scheme, your company must meet the following criteria:
- Be registered or incorporated in Singapore
- Have at least 30% local shareholding
- Employ fewer than 200 staff or have an annual turnover below S$100 million
- More details are available https://www.skillsfuture.gov.sg/initiatives/employers/enhanced-training-support-for-smes
Want to know if your business qualifies for SFEC?
Check your status here (https://www.enterprisesg.gov.sg/financial-support/skillsfuture-enterprise-credit), you’ll need to meet criteria like hiring Singapore Citizens or PRs.
Yes. Employees aged 40 and above are eligible for up to 70% SSG funding, while those below 40 qualify for up to 50%.
Absolutely. You can indicate the number of employees aged 40 and above so the calculator applies the correct SSGfunding rates for each age group.
Yes, eligible companies can combine subsidies. SFEC may cover up to 90% of the remaining course fees after SSGfunding is applied.
No, this calculator offers an estimate based on standard subsidy criteria. Actual fees may differ depending on yourcompany’s eligibility and remaining SFEC balance.
What it is:
Workforce Skills Qualifications (WSQ) funding supports courses aligned with national skills frameworks.
Who is eligible:
All Singapore-registered companies sending Singapore Citizens or Permanent Residents for SSG-approved courses.
Subsidy Amount:
- Up to 70% of course fees
- Enhanced to up to 90% for SMEs or mid-career Singaporeans (aged 40 and above)
Bonus: Courses that are WSQ-certified at Aventis automatically qualify for this.
IBF Funding – Financial Sector Courses
(Institute of Banking and Finance Singapore)
What it is:
Supports training for employees in the finance and banking sector.
Who is Eligible:
- Financial institutions and related firms regulated by MAS
- Singaporeans and PRs sponsored by their company
Subsidy Amount:
- Up to 70–90% of course fees
- Funding capped at $3,000 per participant per course
Note: IBF-accredited courses at Aventis fall under this scheme.
What it is:
Additional credit to encourage employer investment in workforce transformation.
Who is eligible:
- Companies that have contributed at least $750 in Skills Development Levy (SDL)
Employed at least 3 Singapore Citizens or PRs in the past 12 months
Benefit: Additional $10,000 credit (up to 90% support on out-of-pocket costs after other grants are applied)
While primarily for individual use, some employees may wish to use their personal SkillsFuture Credit or PSEA funds to co-fund their course if self-sponsored. Quick Example: A Singaporean employee aged 42 from an SME enrolling in a WSQ-accredited course at Aventis could receive: Up to 90% course fee subsidy, Absentee payroll reimbursement and possibly additional offset using SFEC.